--- title: Test Page - Lean On Us image: https://af.marketing.americanfidelity.com/hubfs/AF-5997%20Fan-out_800x800_01.png --- ![Logo (transparent background)](https://af.marketing.americanfidelity.com/hs-fs/hubfs/AF%20Logos/Logo%20(transparent%20background).png?width=250&height=41&name=Logo%20(transparent%20background).png "Logo (transparent background)") OPERATIONAL REVIEW GUIDE # What Gets Missed Adds Up Some expenses rarely get a second look. See how they could be affecting your bottom line.   Download our guide to help your team spot cost creep and uncover new ways to improve efficiency. ![Hubspot Landing Page](https://af.marketing.americanfidelity.com/hs-fs/hubfs/Hubspot%20Landing%20Page.webp?width=475&height=439&name=Hubspot%20Landing%20Page.webp "Hubspot Landing Page") ## Get the Guide Complete the form below to receive instant access. ## What's Inside ### Where to Look 5 Areas to explore everyday expenses that can easily go unnoticed. ### What to Look For See practical considerations that can help bring overlooked costs to light. ### How to Start Get a framework for reviewing against your ogranization's current needs. ## The Cost of Looking Away **$4,570** The average cost of covering an unqualified dependent.1 **3-10%** of company benefits plan members are often found ineligible.1 **+50%** increase in software costs in company IT budgets between 2019 and 2024.4 **Small areas of overspending can become meaningful costs when they go unchecked.** Get the Guide ## A Different Perspective on Your Bottom Line ![Logo (transparent background)](https://af.marketing.americanfidelity.com/hs-fs/hubfs/AF%20Logos/Logo%20(transparent%20background).png?width=300&height=49&name=Logo%20(transparent%20background).png "Logo (transparent background)") For more than 65 years, American Fidelity has served organizations in education, the public sector, automotive, manufacturing and healthcare. We provide customized support and benefits solutions designed to help our partners save time and money. [Visit Our Site](https://americanfidelity.com/) *1Mercer (n.d.). Dependent audits: An easy way to save on healthcare costs. Accessed August 4, 2026. https://www.mercer.com/en-us/insights/total-rewards/employee-benefits-strategy/dependent-audits-an-easy-way-to-save-on-healthcare-costs/* *4BCG (2025). Taking Control of Enterprise Software Costs. Accessed August 4, 2026. https://www.bcg.com/publications/2025/taking-control-enterprise-software-costs* *AF-XXXX-1026* [Privacy Notices](https://americanfidelity.com/footer/privacy-notices?_gl=1*7x47l4*_gcl_au*MjExOTIzMTgxMy4xNzg5NDEwMTg0Li0uLS4xNzkwMTc4ODkzLjE2NDgxNDIwNTAuMTc5MjA3NDkwOS4xNzkyMDc0OTA4*_ga*MjAwMTAyOTEyMC4xNzg5NDEwMTg0*_ga_Q0WEYZJZ9L*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw*_ga_XM5VEZTKWZ*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw) | [Report Fraud](https://americanfidelity.com/footer/fraud-scam-reporting?_gl=1*7x47l4*_gcl_au*MjExOTIzMTgxMy4xNzg5NDEwMTg0Li0uLS4xNzkwMTc4ODkzLjE2NDgxNDIwNTAuMTc5MjA3NDkwOS4xNzkyMDc0OTA4*_ga*MjAwMTAyOTEyMC4xNzg5NDEwMTg0*_ga_Q0WEYZJZ9L*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw*_ga_XM5VEZTKWZ*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw) | [Terms of Service](https://americanfidelity.com/footer/terms-of-service?_gl=1*v16ix0*_gcl_au*MjExOTIzMTgxMy4xNzg5NDEwMTg0Li0uLS4xNzkwMTc4ODkzLjE2NDgxNDIwNTAuMTc5MjA3NDkwOS4xNzkyMDc0OTA4*_ga*MjAwMTAyOTEyMC4xNzg5NDEwMTg0*_ga_Q0WEYZJZ9L*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw*_ga_XM5VEZTKWZ*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw) | [Licensing](https://americanfidelity.com/footer/licensing?_gl=1*v16ix0*_gcl_au*MjExOTIzMTgxMy4xNzg5NDEwMTg0Li0uLS4xNzkwMTc4ODkzLjE2NDgxNDIwNTAuMTc5MjA3NDkwOS4xNzkyMDc0OTA4*_ga*MjAwMTAyOTEyMC4xNzg5NDEwMTg0*_ga_Q0WEYZJZ9L*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw*_ga_XM5VEZTKWZ*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw) | [Special Notices](https://americanfidelity.com/footer/special-notices?_gl=1*v16ix0*_gcl_au*MjExOTIzMTgxMy4xNzg5NDEwMTg0Li0uLS4xNzkwMTc4ODkzLjE2NDgxNDIwNTAuMTc5MjA3NDkwOS4xNzkyMDc0OTA4*_ga*MjAwMTAyOTEyMC4xNzg5NDEwMTg0*_ga_Q0WEYZJZ9L*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw*_ga_XM5VEZTKWZ*czE3OTIxNjY0MjIkbzMkZzEkdDE3OTIxNjY1NzkkajU5JGwwJGgw) | [Cameron Enterprises](https://cameronconnection.com/) © 2026 American Fidelity Assurance Company